2011年10月21日星期五
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2011年10月17日星期一
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2011年10月16日星期日
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You carry a balance everyday and the balance might be different on some days. Variable rates
can increase when based on an index that increases (for example, if you have a
variable rate that is prime plus two percent, and the prime rate increase one percent,
then your APR will increase with it). The operative term is "up to" because the
credit card company will issue you a credit limit based on your credit rating and
income and often issues much lower credit limits than the "up to" amount. So, as
long as you pay on time and don't open an account in which the credit
card company discloses every possible interest rate to give itself permission to charge whatever APR
it wants, you should benefit from this new rule. Late
PaymentsSome credit card companies went to extraordinary lengths to cause cardholder payments to be late.
Allocation of PaymentsDid you know that your credit card account
likely has more than one interest rate? Your statement only shows one balance, but the
credit card companies divide your balance into different types of charges, such as balance transfers,
purchases and cash advances.Here's an example: They lure you with a zero or low percent
balance transfer for several months. So, you'll need to keep your eyes open for an
increase in tricks designed to plummet you into more debt and make a habit of
insisting that these companies abide by the new rules of the game once they kick
into action in 2010. These new rules go into effect in 2010 and could provide
relief to many debt-burdened consumers. After receiving over 60,000 comments, federal banking regulators passed new
rules late last year to curb harmful credit card industry practices. It may also reduce
the amount of time it takes to pay off balances.This rule will only affect cardholders
who pay more than the minimum monthly payment. and good riddance!5. However, if you adopt
a policy of always paying more than the minimum, then this new rule will directly
benefit you. This is two-cycle (or double-cycle) billing.The new rule expressly prohibits credit card companies
from reaching back into previous billing cycles to calculate interest charges. Furthermore, these rules do
not go into effect until 2010, so be on the lookout for an increase in
late-payment-inducing tricks during 2009.2. Alternatively, some people trying to get out of debt can negotiate
their own debt-reduction settlements with the help of do-it-yourself debt settlement kits. If you only
make the minimum monthly payment, then you will still likely end up taking years, possibly
decades, to pay off your balances. The amount of interest the credit card company charges
is not based on the ending balance for the month, but the average of every
day's ending balance.So, if you charge $5000 at the first of the month and pay
off $4999 on the 15th, the company takes your daily balances and divides them by
the number of Nike Tn days in that month and then multiplies it by the applicable APR.
Some credit card companies are already lowering credit limits and increasing the minimum monthly payment
amount from around two percent of the outstanding balance to as much as five percent.
So, some cardholders may see their payments double and this could cause a lot of
problems for cash-strapped consumers. High Fees on Low Limit AccountsYou
may have seen the credit card advertisements claiming that you can open an account with
a credit limit of "up to" $5000. So, credit card companies have one year to
wreck havoc on consumers (not that they haven't been doing so over the past 30
years). Two-Cycle BillingInterest rate charges are based on the average
daily balance on the account for the billing period (one month). If you fall into
this category, then you will want to pay close attention to the postmarked date on
your credit card statements to make sure they were sent at least 21 days before
the due date. You should also pay close attention to notices from your credit card
company and keep in mind that this new rule does not take effect until 2010,
giving the credit card industry all of 2009 to hike interest rates for whatever reasons
they can dream up.4. Some companies mailed statements out to their cardholders just days before
the payment due date so cardholders wouldn't have enough time to mail in a payment.
This reduces the amount of interest charges cardholders pay by reducing higher-interest portions sooner. You
would think that you should owe nothing on the next month's bill, right? Wrong. Now,
imagine that you paid off that extra $1 on the first of the following month.
Credit card companies can increase an account's interest rate when the cardholder is "more than
30 days delinquent."This new rule impacts cardholders who make payments on time because, from what
the rule says, if a cardholder is more than 30 days late in paying, all
bets are off. So, that new pair of shoes you bought at 9.99 percent APR
is now costing you 29.99 percent.The new rules require credit card companies "to disclose at
account opening the rates that will apply to the account" and prohibit increases unless "expressly
permitted." Credit card companies can increase interest rates for new transactions as long as they
provide 45 days advanced notice of the new rate. Period. You'd get a bill for
$175.04 because the credit card company charges interest on your daily average balance for 60
days, not 30 days. So, when you send in your payment, they apply all of
your payment to the zero or low percent portion of your balance and let the
higher interest portion sit there untouched, racking up interest charges until all of the balance
transfer portion of the balance is paid off (and this could take a long time
because balance transfers are typically larger Zapatillas Puma than purchases because they consist of multiple, previous purchases).
Bankruptcy is often an obvious option for people financially pinned against the wall, but the
2005 bankruptcy law revision made it more difficult for many consumers. So, all the cardholder
was getting was just a little more credit than he or she needed to pay
for opening the account (is your head spinning yet?) and sometimes ended up charging a
purchase (not knowing about the large setup fee already charged to the account) that triggered
over-limit penalties -- causing the cardholder to incur more debt than justified.The new rules place
restrictions on how much credit card companies can charge for these account setup or membership
fees and requires that they spread out these fees over at least a six-month period
if these fees consume more than 25 percent of the account's credit limit.What now?It's 2009
and these rules don't take effect until 2010. The practice gets more interesting when Bank
A gives itself the right, through contractual disclosures, to increase your APR for any event
impacting your credit worthiness. Of course, paying more than the minimum is always a good
idea, so don't wait until 2010 to start.3. Of course, you should still strive to
make your payments on time, but you should also insist that credit card companies consider
on-time payments as being on time. However, there are three universal points to live by
to get the most out of these new rules: always read your cardholder agreement and
notices, always pay on time and always pay more (much more) than the minimum monthly
payment.Time to Get Out of DebtThese new rules may also have other side effects. It
is essentially reaching back into the past to drum-up more interest charges (the only industry
that can legally travel time, at least until 2010). Gone... Debt settlement is growing in
popularity because it provides financial relief through negotiated reduction in the amount owed, but people
looking to enroll with a debt settlement company should make sure they are dealing with
a well-established, reputable company. Universal default is when Bank A raises your credit card account's
APR when you are late paying Bank B, even if you're not or have never
been late paying Bank A. Consumer credit counseling is another option that's popular, but it
involves more organizational relief than financial relief. But what happens when the credit limit is
a lot lower -- I mean A LOT lower -- than the advertised "up to"
amount?College students and subprime consumers (those with low credit scores) often found that the "up
to" account they applied for came back with credit limits in the low hundreds, not
thousands. So, if your credit score lowers by one point, say "Goodbye" to your low,
introductory APR. To make matters worse, this APR increase will be applied to your entire
balance, not just on new purchases. However, purchases are assessed an 18 percent APR, so
that portion of your balance is costing you the most -- and the credit card
companies know it and are counting on it. For example, some companies set the date
to August 5, but also set the cutoff time to 1:00 pm so that if
they received the payment on August 5 at 1:05 pm, they could consider the payment
late. Essentially, the credit card companies were rigging their payment system to maximize its profits
-- all at the expense of your financial wellbeing.The new rules state that the amount
paid above the minimum monthly payment must be distributed across the different portions of the
balance, not just to the lowest interest portion. This just means that there is no
better time than now to start getting yourself out of debt and out from under
the thumbs of the credit card banks.There are a few ways to get out of
debt. In this case, your daily average balance would be $2,333.87 and your finance charge
on a 15% APR account would be $350.08. To make things worse, the credit card
company charged an account opening fee that swallowed up a large portion of the issued
credit limit on the account. People saw their interest rates go from a reasonable 9.99
percent to as high as 39.99 percent overnight just because of these and similar tricks
of the credit card trade.The new rules state that credit card companies cannot consider a
payment late for any reason "unless consumers have been provided a reasonable amount of time
to make the payment." They also state that credit companies can comply with this requirement
by "adopting reasonable procedures designed to ensure that periodic statements are mailed or delivered at
least 21 days before the payment due date." However, credit card companies cannot set cutoff
times earlier than 5 pm and if creditors set due dates that coincide with dates
on which the US Postal Service does not deliver mail, the creditor must accept the
payment as on-time if they receive it on the following business day.This rule mostly impacts
cardholders who often pay their bill on the due date instead of a little early.
Universal DefaultUniversal default is one of the most controversial practices
of the credit card industry. Here are those practices, how the new regulations address them
and what you need to know about these new rules.1. After you get comfortable with
your card, you charge a purchase or two and make all your payments on time.
As soon as one of these tactics worked, the credit card company would slap the
cardholder with a $35 late fee and hike their APR to the default interest rate.
Do-it-yourself debt settlement kits are available online and are less expensive than a professional,
third-party debt settlement program.John Janney is the president of the National Financial Awareness Network, a
personal finance publishing company and author of "How To Get Great Credit!" NFAN offers educational
products and services such as the popular Do-It-Yourself Debt Settlement Kit at http://www.diydebtsettlementkit.com/ and http://www.HelpForDebtors.com/..
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can increase when based on an index that increases (for example, if you have a
variable rate that is prime plus two percent, and the prime rate increase one percent,
then your APR will increase with it). The operative term is "up to" because the
credit card company will issue you a credit limit based on your credit rating and
income and often issues much lower credit limits than the "up to" amount. So, as
long as you pay on time and don't open an account in which the credit
card company discloses every possible interest rate to give itself permission to charge whatever APR
it wants, you should benefit from this new rule. Late
PaymentsSome credit card companies went to extraordinary lengths to cause cardholder payments to be late.
Allocation of PaymentsDid you know that your credit card account
likely has more than one interest rate? Your statement only shows one balance, but the
credit card companies divide your balance into different types of charges, such as balance transfers,
purchases and cash advances.Here's an example: They lure you with a zero or low percent
balance transfer for several months. So, you'll need to keep your eyes open for an
increase in tricks designed to plummet you into more debt and make a habit of
insisting that these companies abide by the new rules of the game once they kick
into action in 2010. These new rules go into effect in 2010 and could provide
relief to many debt-burdened consumers. After receiving over 60,000 comments, federal banking regulators passed new
rules late last year to curb harmful credit card industry practices. It may also reduce
the amount of time it takes to pay off balances.This rule will only affect cardholders
who pay more than the minimum monthly payment. and good riddance!5. However, if you adopt
a policy of always paying more than the minimum, then this new rule will directly
benefit you. This is two-cycle (or double-cycle) billing.The new rule expressly prohibits credit card companies
from reaching back into previous billing cycles to calculate interest charges. Furthermore, these rules do
not go into effect until 2010, so be on the lookout for an increase in
late-payment-inducing tricks during 2009.2. Alternatively, some people trying to get out of debt can negotiate
their own debt-reduction settlements with the help of do-it-yourself debt settlement kits. If you only
make the minimum monthly payment, then you will still likely end up taking years, possibly
decades, to pay off your balances. The amount of interest the credit card company charges
is not based on the ending balance for the month, but the average of every
day's ending balance.So, if you charge $5000 at the first of the month and pay
off $4999 on the 15th, the company takes your daily balances and divides them by
the number of Nike Tn days in that month and then multiplies it by the applicable APR.
Some credit card companies are already lowering credit limits and increasing the minimum monthly payment
amount from around two percent of the outstanding balance to as much as five percent.
So, some cardholders may see their payments double and this could cause a lot of
problems for cash-strapped consumers. High Fees on Low Limit AccountsYou
may have seen the credit card advertisements claiming that you can open an account with
a credit limit of "up to" $5000. So, credit card companies have one year to
wreck havoc on consumers (not that they haven't been doing so over the past 30
years). Two-Cycle BillingInterest rate charges are based on the average
daily balance on the account for the billing period (one month). If you fall into
this category, then you will want to pay close attention to the postmarked date on
your credit card statements to make sure they were sent at least 21 days before
the due date. You should also pay close attention to notices from your credit card
company and keep in mind that this new rule does not take effect until 2010,
giving the credit card industry all of 2009 to hike interest rates for whatever reasons
they can dream up.4. Some companies mailed statements out to their cardholders just days before
the payment due date so cardholders wouldn't have enough time to mail in a payment.
This reduces the amount of interest charges cardholders pay by reducing higher-interest portions sooner. You
would think that you should owe nothing on the next month's bill, right? Wrong. Now,
imagine that you paid off that extra $1 on the first of the following month.
Credit card companies can increase an account's interest rate when the cardholder is "more than
30 days delinquent."This new rule impacts cardholders who make payments on time because, from what
the rule says, if a cardholder is more than 30 days late in paying, all
bets are off. So, that new pair of shoes you bought at 9.99 percent APR
is now costing you 29.99 percent.The new rules require credit card companies "to disclose at
account opening the rates that will apply to the account" and prohibit increases unless "expressly
permitted." Credit card companies can increase interest rates for new transactions as long as they
provide 45 days advanced notice of the new rate. Period. You'd get a bill for
$175.04 because the credit card company charges interest on your daily average balance for 60
days, not 30 days. So, when you send in your payment, they apply all of
your payment to the zero or low percent portion of your balance and let the
higher interest portion sit there untouched, racking up interest charges until all of the balance
transfer portion of the balance is paid off (and this could take a long time
because balance transfers are typically larger Zapatillas Puma than purchases because they consist of multiple, previous purchases).
Bankruptcy is often an obvious option for people financially pinned against the wall, but the
2005 bankruptcy law revision made it more difficult for many consumers. So, all the cardholder
was getting was just a little more credit than he or she needed to pay
for opening the account (is your head spinning yet?) and sometimes ended up charging a
purchase (not knowing about the large setup fee already charged to the account) that triggered
over-limit penalties -- causing the cardholder to incur more debt than justified.The new rules place
restrictions on how much credit card companies can charge for these account setup or membership
fees and requires that they spread out these fees over at least a six-month period
if these fees consume more than 25 percent of the account's credit limit.What now?It's 2009
and these rules don't take effect until 2010. The practice gets more interesting when Bank
A gives itself the right, through contractual disclosures, to increase your APR for any event
impacting your credit worthiness. Of course, paying more than the minimum is always a good
idea, so don't wait until 2010 to start.3. Of course, you should still strive to
make your payments on time, but you should also insist that credit card companies consider
on-time payments as being on time. However, there are three universal points to live by
to get the most out of these new rules: always read your cardholder agreement and
notices, always pay on time and always pay more (much more) than the minimum monthly
payment.Time to Get Out of DebtThese new rules may also have other side effects. It
is essentially reaching back into the past to drum-up more interest charges (the only industry
that can legally travel time, at least until 2010). Gone... Debt settlement is growing in
popularity because it provides financial relief through negotiated reduction in the amount owed, but people
looking to enroll with a debt settlement company should make sure they are dealing with
a well-established, reputable company. Universal default is when Bank A raises your credit card account's
APR when you are late paying Bank B, even if you're not or have never
been late paying Bank A. Consumer credit counseling is another option that's popular, but it
involves more organizational relief than financial relief. But what happens when the credit limit is
a lot lower -- I mean A LOT lower -- than the advertised "up to"
amount?College students and subprime consumers (those with low credit scores) often found that the "up
to" account they applied for came back with credit limits in the low hundreds, not
thousands. So, if your credit score lowers by one point, say "Goodbye" to your low,
introductory APR. To make matters worse, this APR increase will be applied to your entire
balance, not just on new purchases. However, purchases are assessed an 18 percent APR, so
that portion of your balance is costing you the most -- and the credit card
companies know it and are counting on it. For example, some companies set the date
to August 5, but also set the cutoff time to 1:00 pm so that if
they received the payment on August 5 at 1:05 pm, they could consider the payment
late. Essentially, the credit card companies were rigging their payment system to maximize its profits
-- all at the expense of your financial wellbeing.The new rules state that the amount
paid above the minimum monthly payment must be distributed across the different portions of the
balance, not just to the lowest interest portion. This just means that there is no
better time than now to start getting yourself out of debt and out from under
the thumbs of the credit card banks.There are a few ways to get out of
debt. In this case, your daily average balance would be $2,333.87 and your finance charge
on a 15% APR account would be $350.08. To make things worse, the credit card
company charged an account opening fee that swallowed up a large portion of the issued
credit limit on the account. People saw their interest rates go from a reasonable 9.99
percent to as high as 39.99 percent overnight just because of these and similar tricks
of the credit card trade.The new rules state that credit card companies cannot consider a
payment late for any reason "unless consumers have been provided a reasonable amount of time
to make the payment." They also state that credit companies can comply with this requirement
by "adopting reasonable procedures designed to ensure that periodic statements are mailed or delivered at
least 21 days before the payment due date." However, credit card companies cannot set cutoff
times earlier than 5 pm and if creditors set due dates that coincide with dates
on which the US Postal Service does not deliver mail, the creditor must accept the
payment as on-time if they receive it on the following business day.This rule mostly impacts
cardholders who often pay their bill on the due date instead of a little early.
Universal DefaultUniversal default is one of the most controversial practices
of the credit card industry. Here are those practices, how the new regulations address them
and what you need to know about these new rules.1. After you get comfortable with
your card, you charge a purchase or two and make all your payments on time.
As soon as one of these tactics worked, the credit card company would slap the
cardholder with a $35 late fee and hike their APR to the default interest rate.
Do-it-yourself debt settlement kits are available online and are less expensive than a professional,
third-party debt settlement program.John Janney is the president of the National Financial Awareness Network, a
personal finance publishing company and author of "How To Get Great Credit!" NFAN offers educational
products and services such as the popular Do-It-Yourself Debt Settlement Kit at http://www.diydebtsettlementkit.com/ and http://www.HelpForDebtors.com/..
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45 seconds is generally enough time to take a few photographs, chill out with the fish,
or even shoot your supper. Nothing is absolute and barriers are mere mental hypotheses. According
to him, this category should not be considered nor used as a sport!His quest led
him to achieve 'the ultimate dive'.In June 2005, within 3 weeks and only 10 dives
in the Red Sea, Patrick Musimu marked history by diving consecutively to 100, 136, 151,
170, 185 metres, and on the 26 th of June, he finally reached the mythical
mark of 200 metres.On 30th June 2005, his body, exhausted, forced him to stop after
a dive of 209,6 metres, shattering the deepest human performance registered by almost 40 meters.
Little by little, my mind gains the conviction that there are no limits. The activity
that garners the most public attention is competitive apnea, an extreme sport, in which competitors
attempt to attain great depths, times or distances on a single breath without direct assistance
of a self-contained underwater breathing apparatus nike tn (scuba).The record holder for freediving, an incredibly dangerous sport,
is Patrick Musimi who dived an incredible 687 feet on one breath. an inch underwater
on a breath of air. Best of all the average person can master these sort
of dives in about 2 weeks without spending valuable cash on expensive kit. His record
was finally broken by Herbert Nitsch on 14th June 2007 with a dive of 214m.
You live in the moment, so absorbed that an hour under water (obviously not all
in one go if you're free diving!) erases a week of worries...Wikipedia's definition of freediving
is: any of various aquatic activities that share the practice of breath-holding underwater diving. but
that's how amazing his record is! His decision to step out of the freediving competitions
and go for the 'no limit' catagory marked him out as an extroadinary human being.
Your essentials - mask, snorkel, fins, wetsuit and weightbelt pack easily into a duffel bag.If
you have any romantic views on achieving, or attempting to achieve, depths tn requin similar to Patrick
Musimu's - please first watch the 1988 film "The Big Blue". Free diving has become
an extreme sport where competitors attempt to attain great depths on a single breath -
without the assistance of underwater breathing apparatus. However, this is not only a competitive sport.
A 45 second dive to about 30ft is generally quite deep enough. A simple definition
of freediving is "an inch and a breath" - or otherwise ... He was under
water for close to three minutes.Patrick's record is incredible. Listen to his thoughts on how
he achieves his dives: "During a free dive I feel my mind detached from my
body. You needn't be an athlete to enjoy freediving because the sport is more about
mindset, technique and correct weighting than strength.Snorkelers do qualify, but there is one important element
separating freedivers from snorkelers (and this is heresay) - apparently you achieve a feeling of
true ease and relaxation under the water. See more in the next article...Musimu is a
very focused man. After all, it's dark down there... In this quest, free diving becomes
my instrument, which I play like a virtuoso in the silent world of great depths."It
is not necessary to dive to 200m. We've discussed one of our favorite pastimes frequently
here - scuba diving, but there is a further dimension to diving - freediving. Most
of the ocean's colour and animal life resides within 30ft of the surface so there's
little reason to go deeper. Ok - 3 incredibles... Examples include breathhold spear fishing, free-dive
photography, apnea competitions and, to a degree, snorkeling. As I merge into the maritime world,
I separate from the predetermined idea I have of myself. Nothing but tragedy will be
your reward so for heavens' sake admire others and stick to where there is light
in the ocean! - unless of course you do it properly, take instruction, etc etc
etc.To learn more about this and other extreme sports go to http://www.xtremesport4u.wordpress.comHere we discuss such
varying sports as kite surfing to wingsuit flying.author: Lola Jones.
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or even shoot your supper. Nothing is absolute and barriers are mere mental hypotheses. According
to him, this category should not be considered nor used as a sport!His quest led
him to achieve 'the ultimate dive'.In June 2005, within 3 weeks and only 10 dives
in the Red Sea, Patrick Musimu marked history by diving consecutively to 100, 136, 151,
170, 185 metres, and on the 26 th of June, he finally reached the mythical
mark of 200 metres.On 30th June 2005, his body, exhausted, forced him to stop after
a dive of 209,6 metres, shattering the deepest human performance registered by almost 40 meters.
Little by little, my mind gains the conviction that there are no limits. The activity
that garners the most public attention is competitive apnea, an extreme sport, in which competitors
attempt to attain great depths, times or distances on a single breath without direct assistance
of a self-contained underwater breathing apparatus nike tn (scuba).The record holder for freediving, an incredibly dangerous sport,
is Patrick Musimi who dived an incredible 687 feet on one breath. an inch underwater
on a breath of air. Best of all the average person can master these sort
of dives in about 2 weeks without spending valuable cash on expensive kit. His record
was finally broken by Herbert Nitsch on 14th June 2007 with a dive of 214m.
You live in the moment, so absorbed that an hour under water (obviously not all
in one go if you're free diving!) erases a week of worries...Wikipedia's definition of freediving
is: any of various aquatic activities that share the practice of breath-holding underwater diving. but
that's how amazing his record is! His decision to step out of the freediving competitions
and go for the 'no limit' catagory marked him out as an extroadinary human being.
Your essentials - mask, snorkel, fins, wetsuit and weightbelt pack easily into a duffel bag.If
you have any romantic views on achieving, or attempting to achieve, depths tn requin similar to Patrick
Musimu's - please first watch the 1988 film "The Big Blue". Free diving has become
an extreme sport where competitors attempt to attain great depths on a single breath -
without the assistance of underwater breathing apparatus. However, this is not only a competitive sport.
A 45 second dive to about 30ft is generally quite deep enough. A simple definition
of freediving is "an inch and a breath" - or otherwise ... He was under
water for close to three minutes.Patrick's record is incredible. Listen to his thoughts on how
he achieves his dives: "During a free dive I feel my mind detached from my
body. You needn't be an athlete to enjoy freediving because the sport is more about
mindset, technique and correct weighting than strength.Snorkelers do qualify, but there is one important element
separating freedivers from snorkelers (and this is heresay) - apparently you achieve a feeling of
true ease and relaxation under the water. See more in the next article...Musimu is a
very focused man. After all, it's dark down there... In this quest, free diving becomes
my instrument, which I play like a virtuoso in the silent world of great depths."It
is not necessary to dive to 200m. We've discussed one of our favorite pastimes frequently
here - scuba diving, but there is a further dimension to diving - freediving. Most
of the ocean's colour and animal life resides within 30ft of the surface so there's
little reason to go deeper. Ok - 3 incredibles... Examples include breathhold spear fishing, free-dive
photography, apnea competitions and, to a degree, snorkeling. As I merge into the maritime world,
I separate from the predetermined idea I have of myself. Nothing but tragedy will be
your reward so for heavens' sake admire others and stick to where there is light
in the ocean! - unless of course you do it properly, take instruction, etc etc
etc.To learn more about this and other extreme sports go to http://www.xtremesport4u.wordpress.comHere we discuss such
varying sports as kite surfing to wingsuit flying.author: Lola Jones.
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The reality of the matter is that most people live in a fairly cosseted environment where
their only contact with the wilderness areas of Africa is through the 'not always entirely
accurate', television and other media. When this happens, history shows that the game is quickly
wiped out by illegal poaching.SummaryWhere African hunting is practised in a properly controlled manner, it
can and does produce large financial and conservation benefits. If the dominating species is not
controlled in numbers, then not only will grazers and browsers suffer, but also the predators
and scavengers and eventually, even the dominating species itself may eat itself out of its
habitat resulting in mass die off by starvation. The hunters also provide regular employment for
them and the money is used to finance schools, hospitals, and safe fresh water bore
holes etc, free from such diseases such as bilharzia and amoebic dysentery (both of which
kill and maim many people in Africa). And would then decide on how many of
each species can be healthily maintained by the ecosystem, and therefore how many of each
species can be hunted whilst maintaining a healthy balance of age groups and sex. Everything
eats everything else in the African bush and the ecosystem of Africa is extremely sensitive
and requires careful, scientific management if the wild places and it's inhabitants are to survive
into the future for coming generations to enjoyThe hunting safaris that we offer to clients
are high income for the country involved, and low impact for the environment (which is
the opposite of photo safaris) and are all part of the game management programme run
by the government of whichever country the hunt takes place in. This rescue was made
possible largely by allowing a few males who were past breeding age and attacking and
killing younger bulls to be hunted by sport hunters. It also helps resolve the conflicting
interests of human and animal populations. This camp, (which would not be there if 925 silver it
were not for the hunter) provides employment for many local and international staff. Despite what
most media and Walt Disney will have you believe, hardly any African animal ever dies
of old age. In African countries where hunting does not happen due to political upheaval
or is banned, the game has no value to the local populations. It is in
those countries where sport hunting does not take place that the wildlife is at greatest
risk.One of the greatest and most successful examples of modern species recovery was achieved by
KZN Wildlife when they succeeded in saving the white rhino from extinction. The story of
this shameful example of political correctness and mismanagement is eloquently told in the book 'The
End of the Game' by Peter Beard.One of the best examples of using hunting as
a responsible conservation tool used to be found in the CAMPFIRE project of Zimbabwe. Some
areas have lost over 60% of their wildlife populationsBy involving the local populations, the Parks
Boards ensure that the local populations will find it more profitable to conserve the wildlife
rather than find them in the position where they have to turn to poaching the
game to feed their families. Walt Disney has a lot to answer for by way
of anthropomorphism!So let's take a look at some of the realities of life in Africa.
If one species is allowed to flourish too much it means the decline and possible
demise of other species. Examples of this might be the rise and fall of lion
populations in the Masai Mara of Kenya where hunting is not allowed, or a more
shockingly graphic example would be the crash of Elephant and other game populations that occurred
in the Tsavo region of Kenya during the drought of 1971 when the Government refused
to cull some of the respective populations to ensure sufficient food supplies for the remainder.
Professional Hunters Association of South Africa).A hunting client will pay a large sum nike tn of money
to cover his camp expenses, which pays for his full board accommodation and camp, hunting
services and the many and all the varied Government levies imposed on the hunter and
his companions. Since the political and economic collapse of Zimbabwe the CAMPFIRE project is in
decline and consequently game populations are suffering enormously from uncontrolled poaching. (Chefs, maids, cleaners etc)
He will then pay a sum of money for each animal that he hunts. Hunting
makes a crucial and essential contribution to that. The licensing system allows populations to be
effectively monitored and controlled by the relevant Game Department or Parks Board.Compared with the random
and indiscriminate slaughter carried out by poachers, selective culling by hunters can and does lead
to a healthy and balanced population and prevent one species flourishing to the detriment of
another. Hunting, especially African hunting has always been an incredibly emotive and often misunderstood subject
amongst people from the western world. This means that poaching and illegal killing is dramatically
reduced. As a result, many thousands of Elephants and a huge number of other game
animals in the area died out. All clients are also accompanied at all times by
a fully qualified and licenced Professional Hunter during their safari. Consequently the locals only see
the game as something that competes with their own survival by eating their crops and
further polluting their own water supplies. This sum is used to pay wages to the
hunting staff (local and Professional) to pay for vehicles which are maintained locally by local
labour) and a large percentage is paid to the relevant Parks Board or Game Department,
who use it to fund further game research and conservation.The hunter also spends considerable additional
amounts of hard currency and provides further employment 'in country' with local taxidermists, hotels, airlines
and air charter companies etc.All animals that are hunted are animals that would otherwise need
to be culled to maintain the balance of the ecosystem. In many parts of Africa,
wildlife has now been recognised as a valuable resource, providing it is managed wisely. These
locals not only benefit from the hunting by gaining the meat from these animals and
a percentage of the profits. Revenues from hunting where a portion is given to the
local communities, not only improves the material condition of that population, but it also gives
them a stake in the wildlife as an incentive to conserving it. The Zimbabwean Parks
Board regularly met with a delegation of locals from each area and the licenced hunting
operator for that particular area. These Professional Hunters are all regulated, examined and licenced by
the relevant National or Provincial Parks Boards and/of Game Departments. All are also members of
the relevant national Professional Hunting Association of that particular country (i.e. When this occurs, the
species that is causing it needs to be culled to maintain the balance of the
eco-system. They would also often decide on the level of trophy fee to be charged
for each animal of each species. This happens for example when one species consumes all
of one type of tree or bush to a height where the smaller species are
unable to reach to feed. All animals hunted, prior to the hunt have all been
issued with the necessary (local, national and international) licences and permits that are required to
be issued by the relevant Parks Board and CITES (Confederation of International Trade in Endangered
Species). These Professional Hunters are a group of highly qualified, knowledgeable and very professional men
and women. The high fees from these hunts have financed most of the KZN Wildlife
White Rhino breeding and research project and the same thing is now being achieved for
the black rhino in an identical manner by the same organisation.Steve 'Shakari' Robinson During his
almost three decades of working in the African hunting industry, Steve has hunted professionally in
six African countries and has a wealth of experience with dangerous game.http://www.shakariconnection.com.
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their only contact with the wilderness areas of Africa is through the 'not always entirely
accurate', television and other media. When this happens, history shows that the game is quickly
wiped out by illegal poaching.SummaryWhere African hunting is practised in a properly controlled manner, it
can and does produce large financial and conservation benefits. If the dominating species is not
controlled in numbers, then not only will grazers and browsers suffer, but also the predators
and scavengers and eventually, even the dominating species itself may eat itself out of its
habitat resulting in mass die off by starvation. The hunters also provide regular employment for
them and the money is used to finance schools, hospitals, and safe fresh water bore
holes etc, free from such diseases such as bilharzia and amoebic dysentery (both of which
kill and maim many people in Africa). And would then decide on how many of
each species can be healthily maintained by the ecosystem, and therefore how many of each
species can be hunted whilst maintaining a healthy balance of age groups and sex. Everything
eats everything else in the African bush and the ecosystem of Africa is extremely sensitive
and requires careful, scientific management if the wild places and it's inhabitants are to survive
into the future for coming generations to enjoyThe hunting safaris that we offer to clients
are high income for the country involved, and low impact for the environment (which is
the opposite of photo safaris) and are all part of the game management programme run
by the government of whichever country the hunt takes place in. This rescue was made
possible largely by allowing a few males who were past breeding age and attacking and
killing younger bulls to be hunted by sport hunters. It also helps resolve the conflicting
interests of human and animal populations. This camp, (which would not be there if 925 silver it
were not for the hunter) provides employment for many local and international staff. Despite what
most media and Walt Disney will have you believe, hardly any African animal ever dies
of old age. In African countries where hunting does not happen due to political upheaval
or is banned, the game has no value to the local populations. It is in
those countries where sport hunting does not take place that the wildlife is at greatest
risk.One of the greatest and most successful examples of modern species recovery was achieved by
KZN Wildlife when they succeeded in saving the white rhino from extinction. The story of
this shameful example of political correctness and mismanagement is eloquently told in the book 'The
End of the Game' by Peter Beard.One of the best examples of using hunting as
a responsible conservation tool used to be found in the CAMPFIRE project of Zimbabwe. Some
areas have lost over 60% of their wildlife populationsBy involving the local populations, the Parks
Boards ensure that the local populations will find it more profitable to conserve the wildlife
rather than find them in the position where they have to turn to poaching the
game to feed their families. Walt Disney has a lot to answer for by way
of anthropomorphism!So let's take a look at some of the realities of life in Africa.
If one species is allowed to flourish too much it means the decline and possible
demise of other species. Examples of this might be the rise and fall of lion
populations in the Masai Mara of Kenya where hunting is not allowed, or a more
shockingly graphic example would be the crash of Elephant and other game populations that occurred
in the Tsavo region of Kenya during the drought of 1971 when the Government refused
to cull some of the respective populations to ensure sufficient food supplies for the remainder.
Professional Hunters Association of South Africa).A hunting client will pay a large sum nike tn of money
to cover his camp expenses, which pays for his full board accommodation and camp, hunting
services and the many and all the varied Government levies imposed on the hunter and
his companions. Since the political and economic collapse of Zimbabwe the CAMPFIRE project is in
decline and consequently game populations are suffering enormously from uncontrolled poaching. (Chefs, maids, cleaners etc)
He will then pay a sum of money for each animal that he hunts. Hunting
makes a crucial and essential contribution to that. The licensing system allows populations to be
effectively monitored and controlled by the relevant Game Department or Parks Board.Compared with the random
and indiscriminate slaughter carried out by poachers, selective culling by hunters can and does lead
to a healthy and balanced population and prevent one species flourishing to the detriment of
another. Hunting, especially African hunting has always been an incredibly emotive and often misunderstood subject
amongst people from the western world. This means that poaching and illegal killing is dramatically
reduced. As a result, many thousands of Elephants and a huge number of other game
animals in the area died out. All clients are also accompanied at all times by
a fully qualified and licenced Professional Hunter during their safari. Consequently the locals only see
the game as something that competes with their own survival by eating their crops and
further polluting their own water supplies. This sum is used to pay wages to the
hunting staff (local and Professional) to pay for vehicles which are maintained locally by local
labour) and a large percentage is paid to the relevant Parks Board or Game Department,
who use it to fund further game research and conservation.The hunter also spends considerable additional
amounts of hard currency and provides further employment 'in country' with local taxidermists, hotels, airlines
and air charter companies etc.All animals that are hunted are animals that would otherwise need
to be culled to maintain the balance of the ecosystem. In many parts of Africa,
wildlife has now been recognised as a valuable resource, providing it is managed wisely. These
locals not only benefit from the hunting by gaining the meat from these animals and
a percentage of the profits. Revenues from hunting where a portion is given to the
local communities, not only improves the material condition of that population, but it also gives
them a stake in the wildlife as an incentive to conserving it. The Zimbabwean Parks
Board regularly met with a delegation of locals from each area and the licenced hunting
operator for that particular area. These Professional Hunters are all regulated, examined and licenced by
the relevant National or Provincial Parks Boards and/of Game Departments. All are also members of
the relevant national Professional Hunting Association of that particular country (i.e. When this occurs, the
species that is causing it needs to be culled to maintain the balance of the
eco-system. They would also often decide on the level of trophy fee to be charged
for each animal of each species. This happens for example when one species consumes all
of one type of tree or bush to a height where the smaller species are
unable to reach to feed. All animals hunted, prior to the hunt have all been
issued with the necessary (local, national and international) licences and permits that are required to
be issued by the relevant Parks Board and CITES (Confederation of International Trade in Endangered
Species). These Professional Hunters are a group of highly qualified, knowledgeable and very professional men
and women. The high fees from these hunts have financed most of the KZN Wildlife
White Rhino breeding and research project and the same thing is now being achieved for
the black rhino in an identical manner by the same organisation.Steve 'Shakari' Robinson During his
almost three decades of working in the African hunting industry, Steve has hunted professionally in
six African countries and has a wealth of experience with dangerous game.http://www.shakariconnection.com.
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